PaysafeCard review
Updated October 1, 2026 · LootCue Editorial Team · Facts checked October 1, 2026
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Our verdict
PaysafeCard suits you if you would rather hand over a prepaid code at checkout than type card details into a shop's form, especially when you buy outside normal hours. You buy the code from a top up store, delivery is instant around the clock, and no loyalty programme comes with it.
Key facts
- Best for
- Paying online with a prepaid code instead of card details, at any hour.
- Buyer protection
- Yes (Source, checked October 1, 2026)
- Instant delivery
- Yes (Source, checked October 1, 2026)
- Region lock shown
- Yes (Source, checked October 1, 2026)
- Checkout service fee
- No (Source, checked October 1, 2026)
- Loyalty scheme
- No (Source, checked October 1, 2026)
- Markets
- AU, AT, BE, BG, CA, HR, CY, CZ, DK, EE, FI, FR, GE, DE, GR, HU, IS, IE, IT, KW, LV, LI, LT, LU, MT, MX, MD, ME, NL, NZ, NO, PY, PE, PL, PT, RO, SA, SK, SI, ES, SE, CH, TR, AE, GB, US, UY (Source, checked October 1, 2026)
- Legal entity
- Prepaid Services Company Ltd. (Source, checked October 1, 2026)
- Headquarters
- United Kingdom (Source, checked October 1, 2026)
- Support channels
- Help-centre, Chat, Email, Community (Source, checked October 1, 2026)
- Products
- Wallet codes, Gift cards
- Platforms
- Pc, Playstation, Xbox, Mobile
- Store type
- Top up store
- Official website
- paysafecard.com
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Checkout fees do not apply, so the amount you pick for a code is the amount you hand over.
- Delivery is instant and available around the clock, so a code is usable the moment you buy it.
- Buyer protection covers payments, so a purchase that goes wrong has a route to a refund.
- You can pay with cash by buying a prepaid code first, which keeps your card details out of the shop's checkout.
- The region you choose is shown clearly at the start, so you know which country the code belongs to.
Cons
- No loyalty programme comes with the codes, so repeat buys earn nothing back.
- Buyer protection deducts a fee from each refund payout, so recovering money still costs you part of it.
- The region shown at the start decides what a code covers, and functions differ from country to country, so a code bought for another market can fail there.
Who it suits
- You want to pay for something bought online with cash, because a prepaid code stands in for the card.
- You shop late, because codes arrive instantly and around the clock.
- You would rather keep your card details out of a shop's checkout form.
Who should look elsewhere
- You want rewards for buying often, because there is no loyalty programme.
- You need a refund with nothing held back, because a fee comes off each refund payout.
- You need a code that behaves the same in every country, because functions change from country to country.
What it does well
Start at the checkout, because that is where PaysafeCard feels different from typing your card into a shop's form. There is no checkout fee, so the value you choose for a code is the value you hand over, with nothing shaved off at the end of the process. Delivery is instant and works around the clock, so you can buy a code in the middle of the night and use it straight away rather than waiting for a shop to open its doors. Then there is the safety net. Buyer protection is part of the deal, so if something goes wrong with a payment you have a route to ask for your money back. Keep in mind that the protection comes with a fee taken off each refund payout, so the amount that reaches you is smaller than the amount you asked for. Smaller details shape how it feels day to day. The region you pick is shown to you, and the functions change from country to country, which is why a code bought in a market can behave differently in another. And there is no loyalty programme attached to the codes, so buying often does not build up points or a tier you can spend later.
Who runs it
The legal notice names Prepaid Services Company Ltd. as the company behind the UK service, and gives a London address for it. That same company is listed as registered in the United Kingdom, which tells you which country's rules you are dealing with when you buy here, and it is the name to look for if you want to read the terms that apply to your own purchase. Support runs through help centre, chat, email and more. A help centre holds the written answers you can read at any hour, chat puts you in front of someone during a staffed window, and email takes a question in writing when the answer needs a careful reply. Worth knowing that chat covers a shorter window than email, so if you are checking something late, the help centre is the one that answers without waiting.
How PaysafeCard compares
Plarium
Starforged
Crossout
Star Stable
War Thunder
Enlisted
Inn.games EU
Humbrol GB
GGPick
Woodestic
Perfect World RU
Norns
Vertexhub
Where PaysafeCard is available
- Available
- Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iceland, Ireland, Italy, Kuwait, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Moldova, Montenegro, Netherlands, New Zealand, Norway, Paraguay, Peru, Poland, Portugal, Romania, Saudi Arabia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, United Kingdom, United States, Uruguay
Countries from the brand (Source, checked October 1, 2026)
Frequently asked questions
What is PaysafeCard?+
It is a prepaid code payment method for paying online with cash. You buy a code first, then enter it at the checkout of the shop you are buying from, so the shop never receives your card details. The company behind it in the UK, Prepaid Services Company Ltd., is the company named on its legal notice for customers here.
What does it cost to buy a code?+
There is no checkout fee, so the amount you choose for the code is the amount you pay for it, with nothing added afterwards. The company behind the service in the UK puts the same plain wording on its buying page: you get what you pay for and nothing more. Delivery is instant and available around the clock with no extra step.
Is there buyer protection if a payment goes wrong?+
Buyer protection is part of the offer, so a payment that goes wrong has a route to a refund. The catch is that a fee is deducted from the amount paid out for each refund, so you receive less than you asked for. Those terms sit with Prepaid Services Company Ltd., the company named on the UK legal notice.
Which countries can I use PaysafeCard in?+
PaysafeCard runs across 47 countries including Australia, Austria and Belgium, and you pick your region and language when you start. Functions are specific to the country you choose, so what a code covers depends on where you buy it. The UK operation is handled by Prepaid Services Company Ltd., and its pages are the ones written for that market.
Do I earn anything for buying codes often?+
There is no loyalty programme attached to the codes, so repeated top-ups do not build points or a tier. What you get is the code itself, delivered instantly and with no checkout fee on top. The UK service is run by Prepaid Services Company Ltd., and its shop page points at the webshops you can pay rather than at reward levels.
How quickly do I get a code, and can I get one at any hour?+
Delivery is instant and the service runs around the clock, so you can buy a code late at night and enter it at a checkout straight away rather than waiting for a shop to open. The value you pick for the code is what you pay, since there is no checkout fee on top of it. Prepaid Services Company Ltd. is the company behind the UK service.
Do I buy the games themselves from PaysafeCard?+
You buy a prepaid code, not the games. The code is spent at other shops, and you pay for it with cash rather than a card, which keeps your card details out of that shop's checkout form. The customer terms sit with Prepaid Services Company Ltd., the company named on the legal notice.
Sources
- paysafecard.com/en-gb checked October 1, 2026
Backs: Markets
“Select your region and language”
- paysafecard.com/en-gb/buy-paysafecard-online-3 checked October 1, 2026
Backs: Instant delivery, Checkout service fee
“Get a prepaid code around the clock from the comfort of your own home.”
- paysafecard.com/en-gb/company-1/legal-notice checked October 1, 2026
Backs: Headquarters, Legal entity
“Prepaid Services Company Ltd. 2 Gresham Street London EC2V 7AD”
- paysafecard.com/en-gb/fees-limits checked October 1, 2026
Backs: Buyer protection
“Refund fee: GBP 6 per refund will be deducted from the amount to be paid out.”
- paysafecard.com/en-gb/show-online-shops checked October 1, 2026
Backs: Loyalty scheme, Platforms, Store type
“Register for more benefits - unlock a higher amount per transaction”
- paysafecard.com/en-gb/support checked October 1, 2026
Backs: Products, Support channels
“PaysafeCard is a prepaid code payment method which allows you to pay online using cash”
- paysafecard.com/en-lv/product-how-it-works checked October 1, 2026
Backs: Region lock shown
“Country-specific functions”
Compiled from 7 source pages, checked October 1, 2026. We did not open an account.